Finance Products available to Business
The finance products available to businesses are as follows:
Finance Lease
A Finance Lease is a finance product whereby the
client rents the asset of the financier while the financier
retains the ownership of the asset.
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Commercial Hire Purchase (CHP)
A Commercial Hire Purchase (CHP) is a where the client hires
the asset off the financier under a loan contract. The
financier is the owner of the asset.
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Chattel Mortgage
A Chattel Mortgage is a finance product where the client
retains the ownership of the asset and the financier takes a
mortgage of a lien over the assets.
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Novated
Lease
Novated Lease is a lease between the financier and an
individual employee. The employee and their employer then
enter into an agreement called the Deed of Novation.
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