Car Finance & Personal Finance for Individuals
The finance products available to individuals are as follows :
Novated
Lease
Novated Lease is a lease between the financier and an
individual employee. The employee and their employer then
enter into an agreement called the Deed of Novation.
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Commercial Hire Purchase (CHP)
A Commercial Hire Purchase (CHP) is a where the client hires
the asset off the financier under a loan contract. The
financier is the owner of the asset.
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Car Loan
A Car Loan is a finance product where the financier lends
the client the money to purchase a car and this loan is then
secured against the car.
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Personal Loan
A Personal Loan is a finance product where the financier
lends the money to the client but may not secure it against
a tangible asset.
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